USE CASE: UCC FILING

Transform Equipment Financing with AI Agents

For equipment lenders, managing leases, UCC filings, invoices, and inspections is a critical yet time-consuming process. Kolena’s AI Agents automate every stage of the workflow — from lease abstraction to lien verification — cutting turnaround time from days to hours while ensuring complete accuracy across all documentation.

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Union Pacific Logo
Sfa Partners Logo
Prostar Logo
Prenetics Logo
Paragon Logo
Loffa Logo
Montclair Logo
Milestone Bank Logo
Kairoi Logo
Highview Logo
Gateway Logo
Eah Housing Logo
Block & Company logo
Avenue Living Logo
Alora Logo
levin management logo

The Challenge: Manual Review Across Multiple Systems

Equipment financing involves significant documentation and compliance requirements. Each transaction must be reviewed for accuracy across multiple sources — lease agreements, invoices, UCC filings, and inspection reports. The process is not only tedious but also highly error-prone. Manual workflows require teams to:

Extract and summarize

Key lease terms from equipment agreements need to be reviewed and manually extracted.

Cross-check

Every line item in Schedule A against UCC filings and invoices needs to be cross-checked

Verify

Verify that each piece of equipment is funded, invoiced, and inspected correctly

Maintain

Maintain structured Excel summaries for reporting and compliance

The result: 11+ hours per transaction and high potential for missed details, duplicate payments, or lien errors.

The Solution: Automating with Kolena AI

Kolena enables lenders to automatically abstract leases, verify liens, and reconcile invoices — all in minutes.

Manual Process

Before Kolena

  • Hours spent reading and extracting terms from lease agreements
  • Manual entry of hundreds of Schedule A line items into Excel
  • Cross-checking UCC filings, invoices, and inspection reports one by one
  • 5-day funding turnaround per transaction
AI-Driven Workflow

After Kolena

  • Generate structured lease abstracts in minutes
  • Automatically standardize equipment lists in Excel templates
  • Instantly reconcile Schedule A, UCC filings, and invoices for discrepancies
  • Complete lien and funding review in hours instead of days
Kolena reduced our UCC filing review labor by 96% and cut funding turnaround time from five days to just a few hours.

Terrie Hyland

VP of Operations, Milestone Bank

Why Choose Us

Kolena’s AI agents are purpose-built for insurance workflows like loss run analysis, risk evaluation, and compliance reporting.

High-Accuracy

Fine-Grained Customization

Precisely map every field, clause, and rule to your client’s unique template.

No prompt engineering required

Prompt Suggestions

Simplify onboarding and let non-technical subject matter experts stay in control.

Quick setup

Template Intelligence

Automatically adapts to each client’s format and style, reducing setup time.

Ready-to-go

Realogic-Compatible Outputs

Generate structured abstracts ready for direct upload or downstream analysis.

Ready to Modernize Equipment Financing?

Streamline funding workflows with Kolena’s AI Agents.