Kolena AI Agent

T-12 Extraction

Pull twelve months of trailing financials into a clean, cited NOI spread that is comparable across properties.

Real EstateBanking / LendingInvestment ManagementAccounting & Finance Ops

Impact

Hours of manual keying per property spread eliminated, with T-12s normalized to a comparable format as fast as they arrive

per operating statement

Volume fit

Works best for

teams spreading T-12s for every acquisition or across a portfolio, where formats differ property to property

Too small for

a single property with an already-standardized spread template that needs no normalization

Typical inputs

Documents

  • Trailing twelve-month operating statement (T-12)
  • Monthly profit and loss statements
  • Rent roll (for unit count and occupancy)
  • Prior-year operating statements

Systems

  • Yardi
  • RealPage
  • AppFolio
  • Entrata
  • MRI
  • Email
  • Google Drive
  • SharePoint

Output

A standardized, cited T-12 spread with the NOI build, operating metrics, add-backs, and validation flags

Delivered to

  • Deal folder
  • Underwriting model
  • Asset-management system
  • Investment committee package

What it extracts

· 13 fields
  • Form

    Statement Overview

    The identifying facts of the statement - property, type, unit count, period, basis, and source system - so a reviewer can orient before reading the numbers.

  • Classification

    Source Accounting System

    Which property-management or accounting system produced the export, since each labels the same line items differently and that guides normalization.

  • Classification

    Reporting Basis

    Whether the statement is cash, accrual, or modified basis, which determines whether incurred-but-unpaid expenses are captured in NOI.

  • Table

    Rental Income and Effective Gross Income

    The income waterfall normalized to a standard chart - gross potential rent net of loss to lease, vacancy, concessions, and bad debt, plus other income, to effective gross income.

  • Table

    Operating Expenses

    Every operating cost mapped to a standard expense category with per-unit and percent-of-EGI figures, keeping capital and financing items out.

  • Table

    NOI Reconciliation

    The NOI waterfall - GPR to EGI to Total Operating Expenses to NOI - with a foots check that each subtotal ties back to its supporting detail.

  • Table

    Monthly Trend

    Month-by-month EGI, operating expenses, and NOI across the trailing twelve months, exposing seasonality, spikes, and missing periods for run-rate work.

  • Table

    Below-the-Line Items

    Capital expenditures, replacement reserves, debt service, depreciation, and taxes captured separately so they never leak into operating expenses or NOI.

  • Table

    Non-Recurring and Add-Back Items

    One-time or extraordinary items flagged with a recommended normalization treatment, mirroring the servicer NOI-adjustment step.

  • Form

    Operating Metrics

    The standard trailing twelve-month KPIs - NOI, NOI margin, expense ratio, physical and economic occupancy, per-unit figures, and ADR/RevPAR for lodging.

  • Form

    Period Coverage and Annualization

    Whether the statement is a true trailing twelve months or a shorter period, and how any annualized run rate was derived, so a partial year is not misread as full.

  • Table

    Data Quality and Validation Flags

    The footing, sign, classification, and reasonableness checks an analyst runs before trusting a spread, each marked Pass, Fail, or Review.

  • Text

    Normalization Notes

    A narrative of the mapping judgment calls, reclassifications, and assumptions made while building the spread, so a reviewer knows where to double-check.

Prerequisites

  • Your standard chart of accounts or spread template
  • The property unit count and rentable area for per-unit metrics
  • The full twelve months of the statement, not a partial period

Human review

An analyst reviews the normalized mapping, the NOI reconciliation, the non-recurring add-backs, and the validation flags before the spread feeds a model or an investment memo.

Where it fits

Acquisition and asset-management underwriting

Deal intake - trailing twelve-month operating statements arriving from the property, seller, or GP by email or Drive in each system's own export format

This step

T-12 extraction and normalization

After

Deal UnderwritingQuarterly Budget VarianceIC Memo
Portfolio reporting and lender reporting

Who uses it

Acquisitions AnalystAsset ManagerUnderwriterReal Estate AccountantPortfolio Analyst

Grounded in

  • CREFC Investor Reporting Package (IRP) - Chart of Accounts, Operating Statement Analysis Report, and NOI Adjustment Worksheetverified as of 2026-07-22

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See T-12 Extraction on your documents

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