FOR RISK, COMPLIANCE & LENDING TEAMS

AI Automation for your Workflows, Without Inheriting the Data Risk

Loan operations, credit, compliance, internal audit: different documents, same bottleneck. Kolena's AI agents run your own logic across loan files, disclosures, statements and filings, and cite every result to the page it came from. They run inside an independently certified environment built to clear your third-party risk committee, so automating the review never means creating a second copy of your customer data.

Full populations, not samples. Exceptions get found rather than estimated.
Your test scripts, your templates. Each team keeps its own logic, output format and approvals.
A citation behind every value. In a record an examiner can follow without calling us.
You decide what is retained. A persistent record, or a pass-through.

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Trusted by Industry Leaders

Before Your Third-Party Risk Committee Asks

Automate the work without inheriting the data risk.

Never used for training

ZDR agreements with all model providers. Your data is purged by the provider immediately after inference.

You choose retention

A persistent record, or a pass-through that deletes files and results on completion.

The audit log remains

Tamper-evident record of who ran which test, when, and with what parameters.

Isolated by design

Multi-tenancy keeps workspaces and agents strictly separated, business unit by business unit.

PCI DSS certified
SOC 2 Type II certified
Zero Data Retention
AES & TLS encryption
SSO · Entra ID · SCIM

Live in Banking Today

One platform, deployed function by function.

Each team keeps its own logic, templates and approvals. No central AI project required.

Risk & compliance

Loan file testing: TRID and HMDA
HMDA review and LAR reconciliation
Fair lending monitoring
Flood and adverse action compliance
Call QA: TCPA, GLBA, FCRA, UDAAP
Disputes and complaints

Lending & credit

Underwriting and financial spreading
UCC analysis and lien position
Loan boarding and second review
Appraisal review
KYC, CIP and beneficial ownership
Lease abstraction

Audit & third-party risk

ERM controls and metric review
Obligation-to-control mapping
Vendor due-diligence review
Third-party process compliance
Multi-state requirement normalization
Control testing for internal audit

99.2%

Extraction accuracy

Measured across production document workflows.

96%

Less UCC filing review labor

Measured at Milestone Bank across live filings.

1,000s

Documents in parallel

Same team, whole population.

What Vertical AI looks like in production

Real estate firms, insurers, banks, and financial institutions cut turnaround times by 95%+ with Kolena's AI-powered document automation.

Time is money. We get that lease back out in a day and now we are collecting rent 10 days sooner. It equates to a financial implication, not just an administrative implication

Jeanette Oliver

CFO · Levin Management

We’ve cut processing time with other tools down from 2 hours... down to 17 minutes per internal review.

Aaron Ingram

Director of Business Systems · Real Capital Solutions

Kolena's AI platform saved our team about four hours per lease—nearly $100,000 in efficiency gains. It made analyzing key provisions and verifying terms across 58 leases fast and effortless. A tremendous time-saver.

Kristin Walker

Senior Vice President, Real Estate Counsel · Essential Properties Realty Trust

Kolena has become a key part of our due diligence and investment memo process, helping us reduce manual effort and improve consistency across reports. Its customizable templates align with our standards and make outputs uniform with minimal edits.

Matthew Mayer

VP Due Diligence · SFA Partners

Kolena improves our compliance reviews by catching detailed regulatory issues critical for housing compliance. It validates complex forms, cross-references multiple documents, and gives us confidence that nothing slips through the cracks.

Agnes Tsui

Director of Compliance · EAH Housing