USE CASE: LOSS RUN ANALYSIS

    Turn Hours of Claims Review into Minutes with AI

    Loss run analysis is one of the most tedious and error-prone workflows in insurance underwriting. Kolena’s AI automates the extraction, normalization, and analysis of loss run data, allowing underwriters to evaluate historical claims and risk exposure in minutes instead of hours.

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    SOC 2 CompliantEnterprise-Ready

    The Challenge: Manual and Error-Prone Analysis

    Insurance underwriters rely on loss run analysis to assess an applicant's claims history and determine their risk profile. But when historical loss data spans multiple carriers, formats, and years, the process becomes a time sink. Underwriters are dealing with:

    Fragmented Sources

    Data arrives from PDFs, Excel files, scanned documents, and even email attachments — each in a different format.

    Inconsistent Schemas

    Loss data tables vary by carrier, requiring manual normalization before analysis.

    Complex Categorization

    Reviewers must separate losses vs. expenses, outstanding vs. paid — across hundreds of rows.

    Manual Compilation

    Results are manually merged into one spreadsheet, increasing risk of errors and missed entries. Even for experienced teams, each analysis can take 1–3 hours, and when errors occur such as missed rows, misclassified expenses, or typos — the results can derail underwriting decisions.

    The Solution: Automating with Kolena AI

    Kolena automates every step of loss run analysis, from ingestion to final spreadsheet output, with transparent reasoning and configurable Excel templates.

    Manual Process

    Before Kolena

    2+ hours of manual data entry per loss run
    Frequent errors from missing rows or misclassified values
    Difficult to update existing analyses when new data arrives
    New business analysis slowed by volume from 10–20 carriers
    AI-Driven Workflow

    After Kolena

    Analyses completed in under 10 minutes
    Seamless Excel integration — data fits into existing spreadsheet templates
    Higher accuracy with automated grouping, filtering, and validation
    Faster onboarding for new business — even when data arrives in mixed formats

    Why Choose Us

    Kolena’s AI agents are purpose-built for insurance workflows like loss run analysis, risk evaluation, and compliance reporting.

    90% faster

    Excel Templating

    Seamlessly connects Kolena’s AI outputs to your existing spreadsheets — no new systems or retraining needed.

    High-Accuracy

    Chained Prompts + Data Analysis

    Runs multi-stage analysis for complex tables, ensuring both extraction and grouping are handled accurately across carriers and years.

    Seamless Integration

    Email Integration

    Submit loss runs directly from your inbox — Kolena processes them in the background and returns structured outputs to your shared drive or workspace.

    "Kolena's AI not only generated massive time savings and improved process reliability, it directly enabled onboarding of additional clients, demonstrating that automation isn’t just about operational efficiency but drives measurable business growth."

    Director of Underwriting

    Midsized Insurance Carrier

    See the Impact at Scale

    Read a case study that walks through how one underwriting team rolled this AI workflow into production and realized $100K in annual time savings.

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    See the Output From Your Docs

    The free workflow lets you upload one loss run and see the exact spreadsheet Kolena produces.

    Try Free AI Workflow

    Ready to Transform Your Underwriting?

    Accelerate your loss run analysis with Kolena’s AI

    Request Demo