USE CASE: CONSUMER BANKING COMPLIANCE TESTING
Consumer banks are required to ensure that every disclosure, statement, and marketing message meets strict regulatory standards. Kolena automates compliance testing — from verifying account statements to reviewing marketing materials — helping teams achieve continuous monitoring, audit readiness, and massive efficiency gains.
Every quarter, compliance teams must manually verify thousands of consumer communications across multiple product lines. A typical bank employs dozens of testers rotating through projects that involve:
Checking that credit card and banking statements display the correct legal disclosures.
Verifying marketing materials comply with Truth in Lending Act (TILA) and related regulations
Confirming billing details and calculations are accurate across co-branded or promotional accounts
Annual compliance in case of audit
Kolena replaces manual testing with continuous, automated validation — allowing compliance teams to scale coverage from hundreds to thousands of accounts while maintaining audit-level accuracy.
Kolena's AI agents are purpose-built for high-trust financial workflows, combining explainable reasoning with enterprise-grade security.
Every AI decision includes a transparent explanation and evidence trail.
Results integrate seamlessly into your existing Excel, Word and other reporting templates.
Helps non-technical compliance experts build and manage rules easily.
"Consumer banking compliance is no longer sustainable through manual sampling. As regulatory scrutiny intensifies, institutions must test more data, more often, with less human error. Kolena’s AI compliance platform turns a cost center into a continuous control system — combining speed, accuracy, and auditability."
Director of Compliance
Midsized Bank
The security and compliance needs of our customers are a top priority at Kolena. We continuously work on making sure we live up to the highest industry standards.
SOC2 Type II
Data Encrypted in Transit and Rest
No Training on Customer Data
Enterprise Grade Access Control & Data Retention
Accelerate compliance testing with AI