--- title: "How Milestone Bank reviews UCC filings with AI | Kolena" url: "/milestone-bank-customer-story/" description: "96% less UCC filing review labor, and equipment deals funded in a few hours instead of five days. See the checks Kolena’s AI agents run on each deal file." author: "Conner Longoria" updated: 2026-10-20T22:58:15.793423+00:00 --- # Milestone Bank Customer Story | Kolena Customer story · Banking ![Milestone Bank](https://pdqnlfnubeegrfslxars.supabase.co/storage/v1/render/image/public/media/logos/customers/processed/9d385c8d-9910-45c7-8147-6d32ec24ccb2-master.png?height=80&resize=contain) # 96% less UCC filing review labor. Funding in hours. How Milestone Bank uses Kolena's AI agents to review UCC filings in equipment financing, and turned a five-day funding cycle into a few hours. [Request a trial](#trial-form)[Try the free UCC filing agent →](https://www.kolena.com/free-ucc-filing/) Milestone Bank, before and after UCC filing review labor Before Manual, line by line With Kolena 96% less Funding turnaround Before 5 days With Kolena A few hours Company Milestone Bank Industry Banking, equipment financing Use case UCC filing review Contact Terrie Hyland VP of Operations > “Kolena reduced our UCC filing review labor by 96% and cut funding turnaround time from five days to just a few hours.” TH![Terrie Hyland](https://pdqnlfnubeegrfslxars.supabase.co/storage/v1/render/image/public/media/Terrie%20Hyland%20headshot%20-%20Milestone%20bank.webp?width=160&height=160&resize=cover&format=webp) Terrie Hyland VP of Operations, Milestone Bank ![](https://pdqnlfnubeegrfslxars.supabase.co/storage/v1/render/image/public/media/logos/customers/processed/9d385c8d-9910-45c7-8147-6d32ec24ccb2-master.png?height=80&resize=contain) The story ## Where the five days went 1 ### The bottleneck Every equipment deal carries a lease, a Schedule A equipment list, UCC filings and invoices. Before funds go out, someone has to check that they all agree. Done by hand, that review stretched funding to five days. 2 ### What changed Kolena's AI agents read the filings and reconcile the Schedule A, the UCC filings and the invoices against each other. Each discrepancy is flagged and cited to the page it came from, so the operations team reviews exceptions instead of every line. 3 ### The result UCC filing review labor fell 96%, and funding turnaround went from five days to a few hours. Borrowers get funded faster. How it works ## Every check comes back with its source Kolena's AI agents compare the documents in each deal file and flag what doesn't match. Each answer links to the page it came from. Equipment deal reviewSample data Debtor name ✓Matches lease and UCC-1 UCC-1, p. 1 Schedule A vs. UCC collateral !2 items missing from the filing Schedule A, p. 3 Invoice totals vs. funded amount ✓Match Invoices, pp. 1-4 Filing jurisdiction ✓Matches debtor location UCC-1, p. 1 In their words ## More from Milestone Bank > “It was very easy… Kolena ran through the questions and gave the suggestion for how the prompt should go.” MB Operations super-user Milestone Bank More customer stories ## Teams running Kolena on their own documents [![Longhorn Investments](https://pdqnlfnubeegrfslxars.supabase.co/storage/v1/render/image/public/media/logos/customers/processed/73ab6c05-a1bd-4d12-ae2c-c81a779e0732-master.png?height=60&resize=contain&format=webp) Lending DSCR file review, 4-5 hours to about 45 minutes Read the story → ](https://www.kolena.com/lp/longhorn-investments-customer-story/)[![Highview Insurance](https://pdqnlfnubeegrfslxars.supabase.co/storage/v1/object/public/media/logos/customers/1763447209572-highview-logo.svg) Insurance Underwriting review, 4 hours to 5 minutes Read the story → ](https://www.kolena.com/lp/highview-customer-story/)[![Levin Management](https://pdqnlfnubeegrfslxars.supabase.co/storage/v1/render/image/public/media/logos/customers/processed/96a8aca9-288a-47f6-be94-fc68765b9461-master.png?height=80&resize=contain) Real estate Lease abstracts, 5 days to 5 minutes Read the story → ](https://www.kolena.com/lp/levin-customer-story/) ## See it on your own deal files. A 2-week trial on your real documents, set up in a 20-minute call. [Request a trial](#trial-form)[Try the free UCC filing agent →](https://www.kolena.com/free-ucc-filing/)